Finance & Business Planning

Funding for new businesses

A bank loan is not the only way that you can raise money to fund your startup business. For some businesses, particularly new riskier ventures, equity investment – raising capital through the sale of shares in a business – may be most suitable. For equity finance, there is a growing number of business angels prepared to back new businesses. 

For less risky types of businesses, debt finance may be more appropriate. If you are struggling to obtain a loan to start a new business, you may wish to consider applying for a start-up loan. 

Information and advice

Start Up Loans

Start Up Loans

A government-funded scheme to provide loans and mentors for entrepreneurs

Find finance and support on GOV.UK


Use this tool to find government-backed finance and support for your business including grants, loans and funding. You can customise results according to your location, business size and sector

Better Business Finance

How to find private sector support and finance for business. Managed by the British Bankers Association

The British Business Bank - Finance Hub

The British Business Bank

The British Business Bank's Finance Hub helps businesses understand and discover the finance options that could enable them to grow

UK Business Angels Association

UK Business Angels Association (UKBAA) provide capital for businesses, usually in exchange for convertible debt or ownership equity

UK Crowdfunding Association

Crowdfunding enables businesses to connect with thousands of individual lenders and investors

New Enterprise Allowance for those currently out of work


As well as advice and mentoring support, this offers a financial allowance for up to 26 weeks as you start your business

Innovate UK Smart grants


Funding is available for projects at various stages - from feasibility studies through to developing and testing a prototype - coming from any industry and anywhere in the UK

Responsible Finance

Finding Finance

Responsible Finance represents and supports a national network on responsible lenders. Finding Finance is an educational tool provided by them